I got inspired by Sherry’s post over on Young House Love yesterday about things they skip in order to save money, that I thought I would share with you all what Nick and I splurge versus save on. We’ll start with the saving side of things…
- I’ve mentioned this one several times but here it is again. We canceled our cable shortly after we started dating. I had been living without cable for about a year before we met so I was used to it at that point and Nick felt like he didn’t watch enough TV to justify paying the insane bill. So instead we watch Netflix and Amazon Instant Video. We are quite accustomed to this now and since we’ve been living in a hotel with normal cable access, we’ve found that this is not a luxury we miss AT ALL. Even though we are spending money buying shows on Amazon Instant Video and our subscription to on-demand Netflix, we spend a fraction of what our cable bill was.
- This one is more a savings on my part, but I go about a year between haircuts. It’s actually been just over a year since I last had my hair cut and I’m in desperate need of one, but it probably won’t happen for several more weeks. When I do get my hair cut, I go to a school where it costs about $15. Nick gets his hair cut every few weeks, but he doesn’t go anywhere fancy. On occasion, I’ll trim the hair on the back of his neck, but I’m always afraid I’m slice him open.
- This one came up recently and it really surprised people. I don’t get manicures or pedicures. I’ve had one manicure in my life and I was 12. I’m really weird about nail polish on my fingers… it feels weird. As for my toes, I just do that myself.
- This isn’t an area we save right now, be it will be very soon- Toll roads! We are moving to a part of town where neither of us will been to take the toll roads to get to work.
- This one is about to change too… we have been saving, but soon we will be spending on a Christmas tree. The word on the block is that Nick’s parents will be coming to Dallas for Christmas and we will finally have room to have a Christmas tree!
- Dining out. We really don’t go out to eat that often, although with the move, we have upped our dining-out amount. On a normal schedule, I’d say we go out to dinner once every two months or so. We do pick up lunch rather regularly on the weekends. Potbelly’s is one of our favorite weekend lunch spots!
- Starbucks! Neither of us drink coffee on a regular basis so trips to Starbucks are rare, but fun treats.
That’s not a complete list, but those are all the things that are popping to my mind right now. Okay, onto where we splurge!
- If I weren’t in the picture, this definitely wouldn’t be the case for Nick, but we splurge on GROCERIES! I think it is pretty obvious that I like to cook, so our grocery bill is probably higher than most couples, but somehow we eat it all with very little waste.
- We definitely splurge on direct flights! Sometimes it is cheaper to fly direct anyway, but if it’s not and we can, then we do. For example, with our honeymoon to Peru; flying direct from DFW to Lima was not the cheapest, but it was possible. We decided a 6-hour direct flight was worth the extra $150 each instead of having a 10-hour layover in Miami, making the travel time 18 hours. However, we can’t always fly direct. For example both of our parents live by local airports so we have to fly into a main hub and then catch a commuter flight to visit them.
- Take-out/delivery! We are home-bodies and when we don’t want a home-cooked meal, we get delivery. We normally don’t do delivery on a nightly basis, but with the move, it seemed like it was becoming a regular thing. Discounting moving, I’d say we get delivery once every other week, which I guess isn’t that much, but it still seems like a splurge to me.
- Phones. With Nick’s side business of developing apps, we have a bazillion iPhones and Androids lying around the house. We both have the latest and greatest iPhone as our regular phones.
That’s just a quick list. I’m sure if I put my thinking cap on, I could come up with a much longer list of what we save and splurge on. How about you? Where do you save and splurge?